We received the brochure in the mail. It was printed on that thick paper, the fancy kind, with raised lettering. ESCAPE TO FLORIDA! it read. YOUR OWN PRIVATE PARADISE AWAITS! Everyone in our subdivision got one, but that didn’t matter. It was February, the ground brittle with snow. We were ready for a change. Overnight, developers transformed miles of Florida swamp into a mecca for the recently retired. Walk out your back door onto replicas of Sawgrass, Augusta, Pebble Beach! Work up a sweat on our racquetball courts! Cool off with water aerobics! Jazzercise! Sure, the amenities sounded nice. For…